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The World's Best Envelope Based Budgeting Software.
If you want financial freedom, you have to be able to control your spending. To
control your spending, you need a tool that tells you how much money you can spend
in any category before you spend it. It doesn't help to find out at the end of the
month that you accidentally bought new clothes with your mortgage payment.
Principal plan uses a software version of the Envelope System to help you set aside
portions of your income when you get paid. As you go through the month, the software
tracks how much money you have left in each category. Before you spend it.
See how much you have to spend, before you spend it!
With Principal Plan, you set aside money for different budget categories by allocating
your income to budget envelopes. By setting money aside before you spend it, you
can easily track how much you have to spend in each category by simply looking at
each envelope's balance.
Principal Plan prints envelope balances in many convenient sizes, so you have the
information to make good spending decisions as you go through the week.
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Features & Benefits
- Control your spending with the envelope system so you can see how much you have
to spend BEFORE you spend it.
- Easily download transactions from your bank's website.
- Use the Allocation Plan to easily set up and manage your budget.
- Track any number of checking, savings, cash, investment and credit card accounts.
- Track any number of envelopes and manage your finances with any level of detail.
- Easily enter information using familiar looking checkbook ledgers.
- Use credit cards without going into debt and get the convenience without spending
money you don't have.
- Export data into other Windows programs like Microsoft Excel to further analyze
and graph your data.
- Use the powerful filter and search features to view only the transactions you want
to see.
- Reconcile accounts and envelopes with simple reconciliation tools.
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Price: $39.95 with a 60 day no-hassle money back guarantee.
System Requirements: PC Running Windows XP, Vista or higher.
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"I've tried several envelope-based systems, and Principal Plan is my favorite. I'm
a financial planner, and have recommended it to several clients."
Jim Kerr, CFP(R)
Austin, TX
"I have so enjoyed using Principal Plan over the years. It has helped us give, save,
and spend wisely.
I made the switch to [an online service] because of the ability to sync with my
bank website. At the time, Principal Plan was not able to do that. [The online service]
is helpful but the $29.99 per quarter is expensive. When I learned that I could
import my bank transactions using Principal Plan I made the switch back."
Bob Kuzman
Eliot, ME
"I have been using Principal Plan for about 5 years now... My wife and I absolutely
love it and have nothing but positive things to say about it. We find it very practical
and easy to use."
Glen Massey
Boone, NC
"Principal Plan is the simplest financial budgeting software that I have seen...
Principal Plan is an allocation tool that allows you to strategically and simply
design your own personal spending plan."
Ellis F. Goldstein
Canton, CT
"Principal Plan is wonderful! It helps us to stay out of debt and analyze every
purchase we make."
Julie Moore
Holly Springs, NC
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